Home Insurance Policies


For many people, their house is the biggest investment that they will make.  More than that, though, beyond the brick and mortar, a house is much more than a structure… this building is your home.  Many times, your home houses memories of first steps, family dinners, and silly moments.  At Jacoby Insurance Agency, we take pride in working with homeowners to find the best policy and optimal coverages to protect this major asset and all the memories it holds.

When it comes to home insurance, all policies are not equal.  Not only are there many variables and coverage amounts that can differentiate one policy from another, like replacement cost, there are also very important differences in the types of policies that companies write.  We offer an all-risk replacement cost policy, which means we cover all perils, except those which are specifically excluded within your policy.  This is contrary to many of our competitors who offer a named perils policy, which applies only to loss arising out of causes that are listed as covered.  Our policy is the most comprehensive policy offered in Texas.

Ready to talk with a homeowners insurance agent about protecting your home?  Call the Jacoby Insurance Agency today to set up your free Professional Insurance Review (PIR). A PIR will do more than analyze your current situation - it will help us to determine how we can best work together to make your dreams and goals a reality.

We also offer renters insurance and condo-unit owner’s insurance policies.  Call to learn more.